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Keep up-to-date on all our latest interest rates.
Everyday Savings Accounts
Effective 12/12/2011
| Everyday Savings Account | Rate |
| Up to $4,999 | 0.05%pa |
| $5,000 and over | 0.10%pa |
| Interest is calculated daily on whole balances and credited monthly (on the last day of the month) | |
| Deeming Account | Rate |
| Up to $44,600 | 3.00%pa |
| $44,601 and over | 4.50%pa |
| Interest is calculated daily on proportional balances and credited monthly (on the last day of the month) | |
| eSaver | Rate |
| 4.65%pa | |
| Interest is calculated daily on whole balances and credited monthly (on the last day of the month) | |
| Christmas Saver | Rate |
| 2.00%pa | |
| Interest is calculated daily on whole balances and credited annually (31 October). | |
Term Deposits
Effective 12/12/2011
| Term Deposit Special | Rate |
| 3 months | 5.30%pa |
| Interest is calculated daily and paid on maturity. Minimum $500. Rates for deposits of $500,000 or more are by negotiation. | |
| Term | Rate |
| 1 to 2 months | 2.50%pa |
| 3 to 5 months | 3.50%pa |
| 6 to 11 months | 4.00%pa |
| 12 months | 4.80%pa |
| Interest is calculated daily and paid on maturity. For terms of 12 months, interest can be paid monthly, quarterly, 6 monthly or on maturity. Minimum $500. Rates for deposits of $500,000 or more are by negotiation. | |
Car & Personal Loans
Effective 19/03/2012
| Rate | Comparison* | |
| New Car Loan | 9.05%pa | 9.12%pa |
| Secured Personal Loan | 11.05% | 11.11%pa |
| Unsecured Personal Loan | 14.05%pa | 14.06%pa |
| Personal Overdraft | 15.05%pa | n/a |
| Comparison rate based on $30,000 over 5 years. | ||
Home Loans
Effective 19/03/2012
| Home/Investment Loan | Rate | Comparison* |
| Standard Variable | 7.05%pa | 7.12%pa |
| Interest Only | 7.05%pa | 7.10%pa |
| 1 Year Fixed | 6.39%pa | 7.05%pa |
| 2 Year Fixed | 6.49%pa | 7.01%pa |
| Comparison rate based on $150,000 over 25 years. | ||
*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A Comparison Rate Schedule is available at any Macarthur Credit Union branch.
Applications are subject to lending criteria. Terms & conditions and fees & charges apply.
Interest rates are correct as at 19 March 2012 and are subject to change at any time.
More Information
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