With more and more people seeking the benefits of a life in our community the credit union has designed a range of housing loans to suit.

Whether you want a loan for your first home or you want to invest in further property, we invite you to contact us and see what we can do for you.

We pride ourselves on keeping our housing loans very competitively priced and in giving our borrowers ongoing service and support during the life of the loan.

We also assist our eligible members to obtain their First Home Owner Grant from the government. Wherever we can, we make sure our members obtain maximum benefits when they keep it local and borrow through the credit union.

Our variable rate housing loans offer you the following benefits:

• Highly competitive interest rates
• No ongoing monthly fees
• Free redraw facility
• A straight forward application process with minimal set-up fees
• Pay loans off faster with no restrictions on additional repayments
• No penalty for early payout
• Borrow up to 95% of the secured property valuation (Mortgage Insurance required over 80%)
• Repay weekly, fortnightly or monthly
• Loan terms up to 30 years
• Ongoing support and service
• Assistance with insurance to protect your new property, loan and contents

Our fixed rate housing loans offer you the following benefits:

• 1 year or 2 year fixed interest rate
• Minimum loan $50,000
• Highly competitive interest rates
• No ongoing monthly fees
• Free redraw facility
• A straight forward application process with minimal set-up fees
• Pay loans off faster with no restrictions on additional repayments
• Repay weekly, fortnightly or monthly
• Loan terms up to 30 years
• Ongoing support and service