Macarthur Credit Union offers a range of fee free banking options, giving you the opportunity to make the most of your banking experience while not paying fees.

How to avoid paying transaction fees

• Online Banking: Obtain balances, transfer funds between accounts and BPAY® your bills.
• Phone Access: access your balances & transactions 24 x 7; transfer funds within your account and BPAY your bills.
• BPAY: All BPAY transactions whether by phone or online banking are fee-free transactions.
• Visa: Use your Visa Debit Card wherever the Visa symbol is displayed. By pressing the "Credit" button and signing for the purchase, your transaction will be fee free. To avoid excess ATM fees, do not use an ATM to only get an account balance. Consider phone or online banking for balance enquiries.
• Cash withdrawals: If you’re withdrawing cash at an ATM, think ahead and draw out enough for future needs. Likewise, when purchasing goods by EFTPOS, ask for extra cash at the same time – it will only count as one transaction.
• Account balances: Avoid paying dishonour fees, transfer fees or declined ATM fees, by making sure you have sufficient cleared funds in your account before writing a cheque or attempting a withdrawal. By making a quick call to our Phone~Link service on 02 4640 9900 you will be able to verify your balance/s.
• Investigate other account & loans: Check out our full range of products & services – you’ll find them extremely competitive. Consider transferring your banking business to your Credit Union, thereby increasing your opportunity to receive further free transactions.

More Information

• View our Fees & Charges
• View our current Interest Rates

Questions?

If you have any questions about fee free banking, please contact us