Interest Rates

Keep up-to-date on all our latest interest rates.

Everyday Savings Accounts

Effective 01/05/2008

Everyday Savings Account Rate
Up to $4,999 0.10%pa
From $5,000 to $19,999 0.20%pa
From $20,000 to $49,999 0.30%pa
$50,000 and over 1.00%pa
Interest is calculated daily on whole balances and credited monthly (on the last day of the month)
Deeming Account Rate
Up to $41,400 4.00%pa
$41,001 and over 6.00%pa
Interest is calculated daily on proportional balances and credited monthly (on the last day of the month)

Term Deposits

Effective 8/12/2008

Term Rate
1 to 2 months 2.75%pa
3 to 5 months 4.75%pa
6 to 11 months 4.50%pa
12 months 4.75%pa
Interest is calculated daily and paid on maturity. For terms of 12 months, interest can be paid monthly, quarterly, 6 monthly or on maturity.

Car &  Personal Loans

Effective 01/11/2008

  Rate Comparison*
New Car Loan 8.95%pa 9.03%pa
Secured Personal Loan 10.95% 11.02%pa
Unsecured Personal Loan 13.95%pa 14.02%pa
Comparison rate based on $30,000 over 5 years.

Home Loans

Effective 01/01/2009

Home/Investment Loan Rate Comparison*
Standard Variable 6.70%pa 6.73%pa
1 Year Fixed 6.45%pa 6.66%pa
Comparison rate based on $150,000 over 25 years.

*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A Comparison Rate Schedule is available at any Macarthur Credit Union branch.

Applications are subject to lending criteria. Terms & conditions and fees & charges apply.

Interest rates are correct as at 1 January 2009 and are subject to change at any time.

More Information

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