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Keep up-to-date on all our latest interest rates.
Everyday Savings Accounts
Effective 01/01/2010
| Everyday Savings Account | Rate |
| Up to $4,999 | 0.05%pa |
| $5,000 and over | 0.10%pa |
| Interest is calculated daily on whole balances and credited monthly (on the last day of the month) | |
| Deeming Account | Rate |
| Up to $41,000 | 2.00%pa |
| $41,001 and over | 3.00%pa |
| Interest is calculated daily on proportional balances and credited monthly (on the last day of the month) | |
| Christmas Saver | Rate |
| 2.00%pa | |
| Interest is calculated daily on whole balances and credited annually (31 October). | |
Term Deposits
Effective 08/03/2010
| Term | Rate |
| 1 to 2 months | 2.50%pa |
| 3 to 5 months | 3.50%pa |
| 6 to 11 months | 4.00%pa |
| 12 months | 5.25%pa |
| Interest is calculated daily and paid on maturity. For terms of 12 months, interest can be paid monthly, quarterly, 6 monthly or on maturity. Rates for deposits of $500,000 or more are by negotiation. | |
Car & Personal Loans
Effective 01/11/2008
| Rate | Comparison* | |
| New Car Loan | 8.95%pa | 9.02%pa |
| Secured Personal Loan | 10.95% | 11.01%pa |
| Unsecured Personal Loan | 13.95%pa | 13.96%pa |
| Comparison rate based on $30,000 over 5 years. | ||
Home Loans
Effective 07/12/2009
| Home/Investment Loan | Rate | Comparison* |
| Standard Variable | 6.70%pa | 6.73%pa |
| 1 Year Fixed | 6.70%pa | 6.69%pa |
| 2 Year Fixed | 7.20%pa | 6.79%pa |
| Comparison rate based on $150,000 over 25 years. | ||
*WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A Comparison Rate Schedule is available at any Macarthur Credit Union branch.
Applications are subject to lending criteria. Terms & conditions and fees & charges apply.
Interest rates are correct as at 8 March 2010 and are subject to change at any time.
More Information
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